- Lincoln National reported an adjusted operating EPS of $2.36 in the second quarter of 2025, surpassing both last year’s $1.84 and the estimated $1.87.
- The company’s book value per share increased to $44.91, compared to $40.78 last year, and exceeded the estimate of $42.92.
- Adjusted book value per share also saw an increase, reaching $67.95, up from $66.37 the previous year, and above the estimated $66.89.
- Annuities had a strong quarter, achieving its third-highest sales quarter due to a more diverse and balanced product mix.
- Retirement Plan Services experienced a rise in total deposits, driven by notable first-year sales growth.
- Life Insurance contributed positively to earnings, benefiting from lower mortality rates and improved expense management.
- Analysts’ ratings for Lincoln National include 1 buy, 12 holds, and 1 sell.
Lincoln National on Smartkarma
On Smartkarma, independent analysts like Baptista Research are covering Lincoln National, providing insights into the company’s recent performance and strategic moves. In a report titled “Lincoln National: Powering Up Global Ambitions with High-Impact Partnerships & Financial Fortitude!” by Baptista Research, it was highlighted that Lincoln Financial Group showcased a mixed performance during its recent earnings call. Despite facing immediate challenges, the company reported a 14% increase in adjusted operating income compared to the previous year, demonstrating solid execution in volatile markets.
In another report from Baptista Research titled “How Is Lincoln National Corporation Shifting Business Mix Towards Spread-Based Products!” the focus was on Lincoln Financial Group’s financial performance for the fourth quarter and full year of 2024. The report noted a strategic transformation within the company, with a significant increase in adjusted operating income reaching a three-year high. Lincoln National also successfully raised its RBC ratio to over 430% by the end of 2024, reflecting efforts towards capital strengthening and strategic repositioning.
A look at Lincoln National Smart Scores
| Factor | Score | Magnitude |
|---|---|---|
| Value | 5 | |
| Dividend | 5 | |
| Growth | 3 | |
| Resilience | 3 | |
| Momentum | 3 | |
| OVERALL SMART SCORE | 3.8 |
Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma
Based on the Smartkarma Smart Scores, Lincoln National shows a strong outlook for the long term. The company has top scores in both Value and Dividend, indicating that it is considered to be a solid investment from a financial standpoint. With a slightly lower score in Growth, Resilience, and Momentum, Lincoln National is viewed as a stable company with room for potential growth. The company, headquartered in Radnor, PA, operates under the name Lincoln Financial Group and offers a wide range of financial products and services, including annuities, insurance, retirement plans, and financial planning.
Lincoln National Corporation, known as Lincoln Financial Group, has received high ratings in Value and Dividend categories, suggesting a positive long-term outlook. The company’s diverse offerings, such as annuities, insurance, retirement plans, and financial advisory services, position it well in the financial services industry. While scoring slightly lower in Growth, Resilience, and Momentum, Lincoln National is seen as a stable and reliable investment option with potential for growth in the future. Overall, the company’s strong foundation and comprehensive suite of financial solutions make it an attractive choice for investors seeking value and income.
Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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