- Lincoln National reported an adjusted operating EPS of $2.04 in the third quarter of 2025, surpassing estimates of $1.87, but slightly below last year’s $2.06.
- The company’s book value per share increased to $49.56, exceeding both last year’s $46.97 and the estimated $45.96.
- Adjusted book value per share rose to $69.66, surpassing both the previous year’s $62.67 and the projected $69.42.
- Annuities saw year-over-year earnings growth due to higher account balances and an increase in spread income.
- Retirement Plan Services performance was strong, also benefiting from higher account balances.
- The Life Insurance segment posted solid results, supported by stable mortality rates and operational efficiencies.
- Group Protection executed a profitable growth strategy, with another quarter of increased premiums compared to the previous year.
- Analysts’ recommendations for Lincoln National comprise 2 buys, 11 holds, and 2 sells.
Lincoln National on Smartkarma
Analysts on Smartkarma are keeping a close eye on Lincoln National, with Baptista Research shedding light on the company’s recent performance and strategic moves. In their report titled “Lincoln Financial Group’s Big Bet on Annuities – Will It Pay Off?“, Baptista Research highlights the positive momentum in Lincoln Financial’s operations. The company reported a notable 32% increase in adjusted operating income, showcasing a commitment to enhancing profitability and optimizing operations. Despite potential economic fluctuations, Lincoln National‘s focus on risk-adjusted returns and volatility reduction is positioning them for continued growth.
Furthermore, in another report titled “Lincoln National: Powering Up Global Ambitions with High-Impact Partnerships & Financial Fortitude!”, Baptista Research discusses Lincoln Financial Group’s recent earnings call. Despite facing challenges, the company managed to deliver a 14% increase in adjusted operating income compared to the previous year, demonstrating effective execution in volatile market conditions. This mixed performance underscores Lincoln National‘s strategic balance between short-term challenges and long-term resilience, illustrating their commitment to business growth and profitability.
A look at Lincoln National Smart Scores
| Factor | Score | Magnitude |
|---|---|---|
| Value | 5 | |
| Dividend | 4 | |
| Growth | 3 | |
| Resilience | 4 | |
| Momentum | 4 | |
| OVERALL SMART SCORE | 4.0 |
Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma
Lincoln National Corporation, operating under the name Lincoln Financial Group, has been evaluated using Smartkarma Smart Scores across key factors. With a top-notch score in Value and strong ratings in Dividend and Resilience, Lincoln National stands out as a promising company in the long run. The high Value score indicates that the company is considered attractive from an investment perspective. Additionally, its above-average scores in Dividend and Resilience signify a stable dividend payout and the ability to weather economic uncertainties well. These factors combine to paint a positive outlook for Lincoln National Corporation.
While Lincoln National Corporation shines in Value, Dividend, and Resilience, it also garners respectable scores in Growth and Momentum. The Growth score reflects the company’s potential for expansion and development, while Momentum indicates the upward trend in its stock performance. Overall, with a blend of solid fundamentals and growth indicators, Lincoln National appears well-positioned for future success within the financial services industry.
### Summary ###
Lincoln National Corporation, known as Lincoln Financial Group, is a financial services company based in Radnor, PA, offering a wide range of products and services including annuities, insurance, retirement plans, and financial advisory services. With strong ratings in Value, Dividend, and Resilience, coupled with positive scores in Growth and Momentum, Lincoln National presents a promising outlook for long-term investors.
Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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