- M&T Bank’s Operating EPS for Q2 was $4.28, surpassing the estimate of $4.00.
- Net interest income was $1.71 billion, slightly below the estimate of $1.75 billion.
- The net interest margin came in at 3.62%, just under the 3.69% estimate.
- Non-interest income reached $683 million, exceeding expectations of $642.2 million.
- The provision for credit losses was $125 million, lower than the anticipated $145.5 million.
- Net charge-offs were $108 million, under the estimate of $129.2 million.
- Return on average common equity was strong at 10.4%, beating the estimate of 9.81%.
- The Tier 1 ratio was reported at 11%, falling short of the 11.3% estimate.
- The efficiency ratio stood at 55.2%.
- Deposits at the end of the period totaled $164.45 billion, slightly below the projected $165.24 billion.
- Cash and due from banks amounted to $2.13 billion, above the estimate of $2.08 billion.
- Analysts’ recommendations include 14 buys, 9 holds, and 1 sell.
M & T Bank Corp on Smartkarma
Analysts on Smartkarma, like Baptista Research, are closely monitoring M&T Bank Corp. According to Baptista Research‘s reports, M&T Bank’s first quarter 2025 earnings showed a mixed performance with a drop in earnings per share to $3.32. Despite this decline, the bank has maintained a solid return on assets (ROA) of 1.14% and return on common equity (ROCE) of 8.36%. In another report by Baptista Research, they highlight that M&T Bank Corp.’s geographical market expansion could potentially shift competitive dynamics in its favor, with a multifaceted perspective on its current standing and future trajectory.
A look at M & T Bank Corp Smart Scores
| Factor | Score | Magnitude |
|---|---|---|
| Value | 4 | |
| Dividend | 4 | |
| Growth | 3 | |
| Resilience | 4 | |
| Momentum | 4 | |
| OVERALL SMART SCORE | 3.8 |
Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma
Analysts at Smartkarma have provided a positive outlook for M & T Bank Corp, with high scores in key areas. The company has received strong scores of 4 in Value, Dividend, Resilience, and Momentum, indicating a robust performance in these aspects. Additionally, the Growth score of 3 suggests a steady but slightly lower growth trajectory. M & T Bank Corp, a bank holding company, offers a variety of commercial banking, trust, and investment services to customers across several states, including New York, Maryland, Pennsylvania, and others.
Based on the Smartkarma Smart Scores, M & T Bank Corp appears to be well-positioned for the long term, with strengths in fundamental areas such as value, dividend, resilience, and momentum. Investors may find the company attractive for its solid performance across these metrics, reflecting its stability and potential for sustained growth. With a broad geographical presence and a range of services offered through its banking subsidiaries, M & T Bank Corp remains a key player in the banking sector.
Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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