Earnings Alerts

Mastercard (MA) Earnings: 2Q Adjusted EPS Surpasses Estimates with Strong Revenue Performance

  • Mastercard‘s adjusted earnings per share (EPS) for Q2 2025 were $4.15, exceeding the estimated $4.02.
  • The reported EPS was $4.07.
  • Net revenue reached $8.13 billion, surpassing the expected $7.94 billion.
  • The operating margin stood at 58.7%.
  • Cross-border volumes increased by 15%, slightly under the 15.5% estimate.
  • Purchase volume grew by 10%.
  • Operating expenses amounted to $3.36 billion, higher than the estimated $3.25 billion.
  • Adjusted operating expenses were $3.3 billion, compared to an estimate of $3.24 billion.
  • The stock has 37 buy ratings, 8 hold ratings, and 2 sell ratings.

Mastercard on Smartkarma



On Smartkarma, independent analyst Baptista Research has provided insightful coverage on Mastercard Incorporated. In their report titled “Mastercard Incorporated: Emerging Technology Adoption & Integration Are The Biggest Secret Contributors To Its Future Growth!”, the analysts express a bullish sentiment. They highlight Mastercard‘s strong first-quarter performance in 2025, with a notable 17% year-over-year growth in net revenue on a non-GAAP currency-neutral basis. Despite economic uncertainties, the company saw a 13% increase in adjusted net income, driven by consumer payments and value-added services.

In another report by Baptista Research titled “Mastercard: Can Its Cross-Border Revenue Growth Be Sustained? – Major Drivers”, the analysts continue to lean bullish on Mastercard. They commend the company’s robust financial performance in the fourth quarter of 2024 and the full fiscal year, emphasizing solid revenue and income growth. Mastercard‘s strategic execution across business segments led to a 16% rise in net revenues in Q4, driven by increased transaction volumes and demand for value-added services, showcasing the effectiveness of their expansion strategies.



A look at Mastercard Smart Scores

FactorScoreMagnitude
Value2
Dividend2
Growth4
Resilience3
Momentum4
OVERALL SMART SCORE3.0

Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma

Mastercard, Inc. is set for a promising long-term future, based on the comprehensive Smartkarma Smart Scores. With a solid Growth score of 4 and Momentum score of 4, the company demonstrates strong potential for expansion and sustained performance. This indicates a positive trajectory for Mastercard in terms of increasing market presence and capitalizing on emerging opportunities within the payment solutions industry.

Furthermore, with a respectable Resilience score of 3, Mastercard shows potential for weathering economic fluctuations and industry challenges. While Value and Dividend scores are at 2 each, suggesting room for improvement in terms of stock valuation and cash returns to investors, the company’s overall outlook appears optimistic. In summary, Mastercard‘s diversified services supporting financial institutions position it favorably for long-term growth and success in the global payment solutions market.


Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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