- Metrobank’s net income for the first quarter of 2025 was 12.3 billion pesos, surpassing estimates of 11.63 billion pesos.
- This performance was attributed to strong loan growth, robust fee and trading income, and a moderated cost increase.
- Pre-provision operating profit increased by 8.8% year-on-year, reaching 18.8 billion pesos.
- The bank reported a 16.1% year-on-year rise in gross loans, supported by increased corporate spending and a 16% growth in consumer loans, particularly in auto loans and credit card receivables.
- Total deposits amounted to 2.2 trillion pesos, with 64.4% comprising low-cost current and savings accounts.
- Fee income grew by 10.5% to 4.3 billion pesos, while trading and forex gains increased fourfold to 2.6 billion pesos.
- Operating costs increased by 7%, resulting in a cost-to-income ratio of 50.8%.
- Nonperforming loans accounted for 1.6% of total loans, with a coverage ratio of 150.9%.
- Metrobank’s capital adequacy ratio stood strong at 15.4%, with consolidated assets up 9.1% to 3.5 trillion pesos.
- The bank’s stock analyst recommendations include 18 buys, 2 holds, and 1 sell.
- Metrobank President Fabian Dee stated the bank’s robust first quarter performance supports its medium-term growth strategies amid global uncertainties.
A look at Metropolitan Bank & Trust Smart Scores
| Factor | Score | Magnitude |
|---|---|---|
| Value | 3 | |
| Dividend | 4 | |
| Growth | 4 | |
| Resilience | 3 | |
| Momentum | 4 | |
| OVERALL SMART SCORE | 3.6 |
Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma
Metropolitan Bank & Trust Company’s long-term outlook as per Smartkarma Smart Scores reflects a positive sentiment. With a strong score in Dividend, Growth, and Momentum, the company seems well-positioned for sustained performance. The bank’s ability to provide dividends, show growth potential, and maintain a favorable momentum in the market bodes well for its future prospects.
Additionally, Metropolitan Bank & Trust displays resilience in the face of challenges, as indicated by its decent score in this aspect. With a solid foundation in value, the company demonstrates a balanced approach towards its financial standing. Overall, the combination of these high scores underscores the company’s stability and growth potential in the banking sector.
Summary of the company: Metropolitan Bank & Trust Company offers commercial and investment banking services. The Bank’s business activities encompass borrowing and lending, trade finance, remittances, treasury, investment banking, and savings.
Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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