Earnings Alerts

Military Commercial Joint Stock Bank (MBB) Earnings: 2Q Net Income Drops 2.2% Y/Y, But First Half Sees 17% Growth

  • Military Bank’s net income for the second quarter of 2025 was 5.9 trillion dong, down 2.2% compared to the same quarter last year.
  • For the first half of 2025, Military Bank’s net income reached 12.4 trillion dong, marking a 17% increase compared to the first half of the previous year.
  • As of June 30, 2025, the bank’s total assets rose to 1,289 trillion dong, showing a 14% increase from the end of 2024.
  • The credit growth rate was at 12.5% as of June 30, 2025, compared to the end of 2024.
  • The bad debt ratio stands at 1.6% of total outstanding loans as of June 30, 2025.
  • Military Bank’s total operating income for the second quarter of 2025 increased to 17.2 trillion dong from 14.1 trillion dong in the same period last year.
  • The bank’s shares rose by 2% to 27,400 dong, with a total of 30.9 million shares traded.
  • There were 16 buy recommendations on the bank’s shares, with no hold or sell recommendations.

A look at Military Commercial Joint Stock Bank Smart Scores

FactorScoreMagnitude
Value3
Dividend2
Growth4
Resilience3
Momentum5
OVERALL SMART SCORE3.4

Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma

With a strong momentum score of 5, Military Commercial Joint Stock Bank is showing promising signs for growth and development in the long term. This indicates that the company is likely to continue its positive trend and could be a good investment opportunity for those looking for potential high returns.

Additionally, the solid growth score of 4 suggests that Military Commercial Joint Stock Bank has the potential to expand its operations and increase its market share over time. Coupled with a resilience score of 3, the bank is well-positioned to weather economic uncertainties and challenges in the future.

### Military Commercial Joint Stock Bank offers commercial banking services. The Bank provides services in the areas of personal banking, corporate banking, financial banking, and e-banking. Military Commercial’s services include savings accounts, money lending, money transfers, foreign exchange, and money markets. ###


Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
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