Earnings Alerts

Old Republic Intl (ORI) Earnings: 3Q Net Premiums Beat Estimates with $2.09 Billion in Earnings

By October 23, 2025 No Comments
  • Old Republic’s net premiums earned for the third quarter reached $2.09 billion, marking an 8.1% increase year-over-year and beating the estimated $2.06 billion.
  • Net investment income rose by 6.8% year-over-year to $182.6 million, exceeding the estimated $171.9 million.
  • The company’s operating revenue increased by 8.2% year-over-year, totaling $2.32 billion.
  • Adjusted Earnings Per Share (EPS) was reported at 78 cents, up from 71 cents the previous year, surpassing the estimated 76 cents.
  • Analyst recommendations for Old Republic include 2 buy ratings and 1 hold rating, with no sell ratings reported.

Old Republic Intl on Smartkarma

Independent analyst coverage of Old Republic International on Smartkarma has been positive, with analysts like Baptista Research publishing research highlighting the company’s strong performance in the specialty insurance segment. In the report titled “Old Republic International Corporation: Specialty Insurance Strategy As A Vital Growth Tool!“, it is noted that ORI reported steady growth and profitability in the second quarter of 2025. The company experienced significant growth in net premiums earned in the Specialty Insurance segment, leading to improved pretax operating income and a better combined ratio. This positive outlook indicates optimism about ORI’s strategic focus on specialty insurance.

Furthermore, in another report by Baptista Research titled “Old Republic International: Specialty Insurance Growth to Strongly Influence The Company’s Financial Health & Stock Value!“, the analyst emphasizes the company’s robust growth and improved profitability in the first quarter of 2025. With a consolidated pre-tax operating income increase and a slightly improved combined ratio, Old Republic International is seen to be effectively managing costs and maintaining discipline in underwriting. This coverage underscores the positive influence of specialty insurance growth on ORI’s financial health and stock value, providing investors with valuable insights into the company’s performance.


A look at Old Republic Intl Smart Scores

FactorScoreMagnitude
Value4
Dividend4
Growth3
Resilience3
Momentum4
OVERALL SMART SCORE3.6

Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma

Old Republic International Corporation, an insurance holding company, has garnered positive Smart Scores across various key factors. With robust scores in Value and Dividend at 4, the company demonstrates strong fundamentals and a commitment to rewarding investors. In terms of Momentum, it scored a notable 4, indicating a positive trend that could attract market interest. However, the company’s scores for Growth and Resilience stand at 3, suggesting room for improvement in these areas for long-term sustainability and expansion.

Overall, Old Republic Intl‘s Smart Scores highlight a solid foundation based on value and dividend attractiveness, supported by positive momentum in the market. However, the company may need to focus on enhancing its growth prospects and resilience to navigate potential challenges and capitalize on new opportunities in the insurance sector.


Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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