Earnings Alerts

Old Republic Intl (ORI) Earnings Surpass Expectations with Strong 4Q Performance

By January 23, 2025 No Comments
  • Old Republic’s net premiums earned reached $1.94 billion for the fourth quarter of 2025, marking an 11% increase year-over-year and surpassing estimates of $1.9 billion.
  • The company’s net investment income was $170.3 million, reflecting a 9.8% rise from the previous year, but slightly below the expected $172.3 million.
  • Operating revenue saw an 11% growth year-over-year, totaling $2.16 billion for the fourth quarter.
  • Adjusted earnings per share (EPS) increased to 90 cents, compared to 69 cents in the previous year, exceeding the estimated 69 cents.
  • Market analysts currently have 2 buy ratings and 1 hold rating for Old Republic, with no sell recommendations.

Old Republic Intl on Smartkarma

Analysts at Baptista Research on Smartkarma have provided insightful coverage of Old Republic International Corporation. In their report titled “Will Its Expansion of Specialty Underwriting Bring A Shift In The Competitive Dynamics? – Major Drivers,” the analysts highlighted the company’s third-quarter 2024 earnings, noting a decline in consolidated pretax operating income to $229 million and a rise in the consolidated combined ratio to 95%. These results suggest a mixed performance influenced by various market factors.

In another report titled “Strategic Acquisitions,” Baptista Research discussed Old Republic International Corporation’s financial performance in the second quarter of 2024. The company reported a consolidated pretax operating income of $254 million, indicating an improvement in profitability compared to the previous year. Despite a slightly higher consolidated combined ratio of 93.5%, Old Republic International Corporation continues to demonstrate underwriting profitability. The analysts lean towards a bullish sentiment, emphasizing both positive trends and ongoing challenges within the company.


A look at Old Republic Intl Smart Scores

FactorScoreMagnitude
Value4
Dividend4
Growth3
Resilience3
Momentum4
OVERALL SMART SCORE3.6

Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma

Old Republic International Corporation, an insurance holding company, is projected to have a favorable long-term outlook based on the Smartkarma Smart Scores analysis. With high scores in Value and Dividend at 4, and Momentum at 4 as well, the company is positioned well for steady growth and strong returns for investors. While Growth and Resilience scores are slightly lower at 3, they still indicate a solid performance in these areas. Overall, Old Republic Intl shows promise for investors looking for a stable and rewarding investment option in the insurance sector.

Old Republic International Corporation, a provider of insurance and risk management services, has received positive Smartkarma Smart Scores across various key factors. With its focus on property and liability, mortgage guaranty, title, and life and health insurance coverages, the company has demonstrated strength in both value and dividend aspects, scoring 4 in each category. Additionally, the momentum score of 4 reflects a positive trend in the company’s performance. While Growth and Resilience scores are at 3, they still showcase a solid foundation for future stability and expansion within the insurance market. Investors may find Old Republic Intl a promising option for long-term investment potential.


Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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