- OTP Bank’s net income for Q2 2025 increased by 90% year-over-year to 507.89 billion forints.
- Total income surged 91% year-over-year, reaching 1.25 trillion forints.
- Net interest income almost doubled, growing by 98% to 877.65 billion forints.
- The bank recorded a net fee and commission income of 259.85 billion forints during the period.
- Total risk costs for the quarter were 39.22 billion forints.
- OTP Bank predicts the net interest margin for 2025 may be similar to the 4.28% achieved in 2024.
- The bank expects the 2025 cost-to-income ratio to be close to the 41.3% recorded in 2024.
- Return on equity (ROE) for 2025 may decline from the 23.5% seen in 2024 due to expected decreases in leverage.
- Investor recommendations include 14 buy ratings, 2 hold ratings, and 2 sell ratings.
A look at OTP Bank Nyrt Smart Scores
| Factor | Score | Magnitude |
|---|---|---|
| Value | 4 | |
| Dividend | 3 | |
| Growth | 5 | |
| Resilience | 4 | |
| Momentum | 5 | |
| OVERALL SMART SCORE | 4.2 |
Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma
OTP Bank Nyrt. has received a strong overall outlook based on the Smartkarma Smart Scores. With a high Growth score of 5, the company is poised for significant expansion in the long term, indicating positive prospects for increasing revenues and market share. Complementing this, the Momentum score of 5 suggests that OTP Bank Nyrt. has strong potential for continued upward performance in the future, reflecting well on its ability to capitalize on market trends and investor sentiment.
Furthermore, OTP Bank Nyrt. has solid scores in Value and Resilience at 4 each, indicating that the company is well-positioned in terms of financial health and market valuation. The Dividend score of 3 suggests that while the company may not be the highest yielding in terms of dividends, it still offers a reasonable payout to investors. Overall, given these scores, OTP Bank Nyrt. appears to be a promising investment opportunity for those looking for growth and momentum in the banking sector.
Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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