- Porto Seguro reported a recurring net income of R$878.1 million for Q2 2025, marking a 51% increase compared to the previous year.
- The company’s total net income stands at R$878.1 million, reflecting a 50% growth year-over-year.
- Revenue reached R$10.05 billion, up by 12% from last year.
- Return on average equity improved to 24.6%, compared to 18.5% from the previous year.
- The loss ratio decreased to 50.4% from 52.5% year-over-year, indicating better risk management.
- The combined ratio improved to 89.1%, down from 90.5% the previous year.
- Plans for estimated financial reserves in 2025 are set at R$1.2 billion in local currency and AR$1.4 billion in Argentine pesos.
- The company predicts an effective interest rate for 2025 to be between 28% and 32%, slightly adjusted from the previous range of 30% to 34%.
- There are currently 9 buy recommendations, 4 holds, and no sell recommendations.
A look at Porto Seguro SA Smart Scores
| Factor | Score | Magnitude |
|---|---|---|
| Value | 2 | |
| Dividend | 3 | |
| Growth | 4 | |
| Resilience | 4 | |
| Momentum | 5 | |
| OVERALL SMART SCORE | 3.6 |
Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma
Porto Seguro SA, a company specializing in life and property/casualty insurance, shows a promising long-term outlook based on the Smartkarma Smart Scores. With strong ratings in Growth, Resilience, and Momentum, the company is positioned well for future expansion and stability. A score of 4 in Growth indicates potential for sustained development, while Resilience and Momentum ratings of 4 and 5, respectively, point towards the company’s ability to withstand challenges and maintain positive market performance.
Although Porto Seguro SA receives moderate scores in Value and Dividend at 2 and 3, respectively, the overall outlook remains optimistic given its solid ratings in key areas. Operating in Brazil and Uruguay, Porto Seguro offers a range of insurance products including life, health, worker’s compensation, automobile, fire, theft, and property insurance, demonstrating a diverse portfolio catering to different needs in the insurance sector.
Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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