- Progressive’s combined ratio for November is 87.1%, showing an improvement from 89.7% in the previous month.
- Net premiums earned amounted to $6.89 billion, reflecting a decrease of 2.6% compared to the previous month.
- Net premiums written totaled $6.19 billion, which is a 12% decline from the month prior.
- Earnings per share (EPS) rose to $1.63 from $1.44 in the previous month, indicating an increase in profitability.
- The current analyst ratings consist of 12 buy recommendations, 13 hold recommendations, and 2 sell recommendations.
Progressive Corp on Smartkarma
Progressive Corp is receiving positive analyst coverage on Smartkarma, an independent investment research network. According to Baptista Research, the company’s product differentiation and segmentation strategy are expected to support sustained policy growth and enhanced profitability margins. The recent financial performance for the second quarter of 2025 has been strong, with significant growth in market share and profitability. Progressive Corp added over $5 billion in premiums written and 2.4 million policies in force in the first half of the year, showcasing its strategic focus and execution in a competitive insurance market.
Similarly, Baptista Research also highlights the diversification and business expansion efforts of Progressive Corp as contributing factors to its ongoing growth. The company’s recent results demonstrate robust financial performance, with near-record margins and record growth. Despite some challenges and unknowns like the potential impact of tariffs, Progressive has shown growth driven by new policies and efficient customer acquisition. This positive sentiment from analysts underscores the company’s strategic moves towards sustained growth and profitability.
A look at Progressive Corp Smart Scores
| Factor | Score | Magnitude |
|---|---|---|
| Value | 3 | |
| Dividend | 3 | |
| Growth | 5 | |
| Resilience | 3 | |
| Momentum | 3 | |
| OVERALL SMART SCORE | 3.4 |
Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma
The Smartkarma Smart Scores for Progressive Corp paint a positive picture for the company’s long-term outlook. With a strong growth score of 5, Progressive Corp is well-positioned for future expansion and development within the insurance industry. This signifies the company’s potential to increase its market share and profitability over time.
In addition, while the Value, Dividend, Resilience, and Momentum scores all sit at a solid 3, showcasing a stable and consistent performance across these key factors, which is vital for long-term sustainability and success. This balanced assessment suggests that Progressive Corp is poised to maintain its competitive edge and deliver steady returns to its investors in the foreseeable future.
Summary: The Progressive Corporation is an insurance holding company offering personal and commercial automobile insurance and specialty property-casualty insurance services across the United States.
Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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