- Prosperity Banc’s earnings per share (EPS) for the first quarter of 2025 were reported at $1.37, surpassing both last year’s figure of $1.18 and the market estimate of $1.35.
- The net interest margin (NIM) on a taxable-equivalent basis stood at 3.14%, which matched the estimated target, and improved from 2.79% the previous year.
- Net interest income reached $265.4 million, marking an 11% increase from the previous year, though slightly below the $269.2 million estimate.
- The provision for credit losses was $0, consistent with last year’s figures, and significantly lower than the estimated $1.91 million.
- Banc officials remain positive about customer outlooks and plans despite uncertainties related to tariffs, particularly in Texas and Oklahoma.
- Analyst recommendations showed confidence in Prosperity Banc with 9 buy ratings, 5 hold ratings, and no sell ratings.
A look at Prosperity Bancshares Smart Scores
| Factor | Score | Magnitude |
|---|---|---|
| Value | 5 | |
| Dividend | 4 | |
| Growth | 3 | |
| Resilience | 4 | |
| Momentum | 4 | |
| OVERALL SMART SCORE | 4.0 |
Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma
Prosperity Bancshares, Inc., the holding company for Prosperity Bank, has received high Smart Scores across key factors contributing to its long-term outlook. With a top score in Value at 5, the company is positioned well in terms of its worth relative to its stock price. Additionally, a solid Dividend score of 4 indicates consistency in paying dividends to shareholders, enhancing its attractiveness for income-oriented investors. Despite a slightly lower Growth score of 3, the company shows promise in expanding its operations.
Moreover, Prosperity Bancshares has exhibited Resilience and Momentum with scores of 4 in each category, depicting its ability to weather economic uncertainties and its positive stock price trend, respectively. As the company operates primarily in the greater Houston metropolitan area and neighboring counties in Texas, its strong performance across these Smart Scores suggests a favorable outlook for long-term growth and stability in the banking sector.
Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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