- TD Bank’s adjusted earnings per share (EPS) in Q1 2025 were C$2.02, surpassing the estimated C$1.95.
- The bank set aside C$1.21 billion as provision for credit losses.
- TD Bank’s Common Equity Tier 1 ratio stands at 13.1%.
- The reported return on equity (ROE) is 10.1%, while the adjusted ROE is 13.2%, slightly above the estimate of 13%.
- The efficiency ratio recorded is 57.4%, with an adjusted efficiency ratio of 59%.
- TD Bank posted a net income of C$2.79 billion.
- Net income from Canadian personal and commercial banking reached C$1.83 billion.
- U.S. Retail banking contributed C$342 million to the net income.
- Wealth Management and Insurance’s net income totaled C$680 million.
- Wholesale Banking reported a net income of C$299 million.
- Total revenue for TD Bank was C$14.05 billion.
- The book value per share is C$61.61, exceeding the estimate of C$59.92.
- Experts believe that, barring any major negative developments, the global economy is poised for solid growth in 2025.
- Analyst recommendations include 8 buys, 6 holds, and 3 sells for TD Bank.
Toronto Dominion Bank on Smartkarma
Analysts on Smartkarma, such as Baptista Research, are closely covering Toronto-Dominion Bank Group’s performance. Baptista Research‘s report titled “Toronto-Dominion’s Financial Fortress: U.S. Expansion & Canadian Dominance Can Shape Its Stock Future” provides insights into the bank’s Q4 2024 results. The report highlights a mix of positive developments and challenges, with the bank reporting total earnings of $3.2 billion and EPS of $1.72, showing a year-over-year decline. Despite this, revenue saw a 12% year-over-year growth, driven by robust performance in market-related businesses and Canadian volume expansion.
A look at Toronto Dominion Bank Smart Scores
| Factor | Score | Magnitude |
|---|---|---|
| Value | 4 | |
| Dividend | 4 | |
| Growth | 3 | |
| Resilience | 2 | |
| Momentum | 4 | |
| OVERALL SMART SCORE | 3.4 |
Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma
Based on the Smartkarma Smart Scores, Toronto Dominion Bank seems to have a positive long-term outlook. With high scores in value and dividend, the bank appears to be offering good value to investors and has a solid dividend payout. Additionally, its momentum score suggests that the bank is exhibiting strong performance trends. However, the growth score, although decent, indicates some room for improvement in terms of potential expansion and development. The resilience score, on the other hand, is a bit lower, signifying that there may be some vulnerability to economic fluctuations.
The Toronto-Dominion Bank, operating in the banking sector, provides a variety of banking services across multiple locations. Its offerings range from basic banking services to more specialized advisory and brokerage services catering to a diverse client base. With a notable presence both domestically and internationally, the bank serves individuals, businesses, financial institutions, governments, and multinational corporations. Overall, the company’s Smart Scores suggest a mixed outlook, with strengths in value and dividend, but potential areas of improvement in growth and resilience.
Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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