- Unipol’s consolidated net income for the first half of 2025 reached €740 million, reflecting a 30% increase compared to the same period last year, which was €568 million.
- The company reported direct insurance income amounting to €9.17 billion, marking a 12% year-on-year growth.
- The combined ratio improved slightly to 92.7% from 93.1% year-over-year, indicating a better balance between premiums received and claims paid.
- Unipol’s solvency ratio stands strong at 222%, showcasing the company’s robust financial stability.
- Profit from investments, including stakes in BPER and BPSO, totaled €743 million for the half-year, up from €632 million the previous year, when adjusted for financial data from these companies.
- In terms of stock ratings, Unipol has received 6 buy recommendations and 2 hold recommendations, with no sell recommendations.
A look at Unipol Gruppo S.p.A Smart Scores
| Factor | Score | Magnitude |
|---|---|---|
| Value | 4 | |
| Dividend | 5 | |
| Growth | 4 | |
| Resilience | 4 | |
| Momentum | 5 | |
| OVERALL SMART SCORE | 4.4 |
Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma
Unipol Gruppo S.p.A, an insurance company in Italy, appears to have a promising long-term outlook according to Smartkarma’s Smart Scores. With a high score of 5 in Dividend and Momentum, the company shows strength in rewarding its investors and maintaining positive market momentum. Additionally, Unipol Gruppo scores well in Value, Growth, and Resilience, with scores of 4 across these factors. This indicates a solid performance in terms of financial health, potential for expansion, and ability to weather economic uncertainties.
Specializing in life and property/casualty insurance and reinsurance, Unipol Gruppo S.p.A offers various non-life coverage such as accident, health, automobile, railroad rolling stock, aircraft, marine, and fire. This diverse portfolio underscores the company’s ability to serve a wide range of insurance needs, contributing to its overall strong Smart Scores across different key factors.
Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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