Earnings Alerts

Vietnam Technological & Commer (TCB) Earnings: 1Q Pretax Profit Down 7.7% to 7.2 Trillion Dong Year-over-Year

  • Techcombank’s pre-tax profit for the first quarter of 2025 was 7.2 trillion dong, a decrease of 7.7% compared to the same period last year.
  • The bank’s total assets increased by 11.7% from the end of 2024, reaching 989.2 trillion dong as of March 31, 2025.
  • Non-performing loans rose slightly to 1.23%, up from 1.17% at the end of 2024.
  • Total operating income for the first quarter of 2025 was 11.6 trillion dong, representing a year-over-year decline of 5.3%.
  • Analyst ratings for Techcombank include 12 buy recommendations, 3 holds, and no sell recommendations.

A look at Vietnam Technological & Commer Smart Scores

FactorScoreMagnitude
Value3
Dividend2
Growth4
Resilience3
Momentum4
OVERALL SMART SCORE3.2

Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma

Based on the Smartkarma Smart Scores, Vietnam Technological & Commer is positioned favorably for long-term growth and performance. With a strong score in Growth and Momentum, the company shows potential for expansion and sustained positive market sentiment. This indicates that Vietnam Technological & Commer may be well-positioned to capitalize on emerging opportunities in the technological and commercial sectors in Vietnam.

Additionally, with solid scores in Value and Resilience, Vietnam Technological & Commer demonstrates a balance between financial stability and growth potential. While its Dividend score is moderate, the overall outlook for the company appears promising in terms of delivering value to investors over the long term. As a banking institution providing a range of services to various sectors in Vietnam, including individuals, corporates, and the government, Techcombank’s strategic positioning aligns with the growth trajectory reflected in its Smart Scores.

**Summary:** Vietnam Technological and Commercial Joint-stock Bank, also known as Techcombank, is a banking institution in Vietnam that offers a comprehensive suite of banking services catering to individuals, businesses, and government entities. The company’s Smartkarma Smart Scores indicate a positive long-term outlook, with strengths in growth potential, market momentum, financial stability, and strategic value proposition.


Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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