- Wise reported a total transaction volume of GBP41.2 billion, which was slightly below the estimate of GBP41.7 billion.
- The personal transaction volume was GBP29.7 billion, slightly outperforming the estimate of GBP29.52 billion.
- Business transaction volume reached GBP11.5 billion, exceeding the estimate of GBP11.38 billion.
- Wise’s customer count was 9.80 million, just shy of the 9.82 million estimate.
- There are 9.32 million personal customers, marginally under the estimate of 9.34 million.
- The number of business customers was 475,000, surpassing the estimate of 472,781.
- Underlying income was GBP362.0 million, below the projected GBP372.3 million.
- Wise anticipates strong growth in underlying income for FY26, expecting an increase of 15-20% on a constant currency basis.
- The company focuses on being the main network for global money transfers and aims for an underlying profit before tax margin of 13-16% in the medium term.
- By FY26, Wise expects to be at the top end of their targeted profit margin range.
- Current analyst recommendations include 12 buys, 6 holds, and 4 sells.
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A look at Wise PLC Smart Scores
| Factor | Score | Magnitude |
|---|---|---|
| Value | 2 | |
| Dividend | 1 | |
| Growth | 5 | |
| Resilience | 5 | |
| Momentum | 4 | |
| OVERALL SMART SCORE | 3.4 |
Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma
Wise PLC, which specializes in designing and developing software solutions for international money transfers, shows a promising long-term outlook based on the Smartkarma Smart Scores. With a strong focus on growth and resilience, receiving scores of 5 in both categories, Wise PLC demonstrates its capacity for sustained expansion and ability to weather challenging market conditions. Additionally, the company earns a high score of 4 in Momentum, indicating positive performance trends.
Although Wise PLC receives lower scores in the Value and Dividend categories, with scores of 2 and 1 respectively, its exceptional performance in Growth, Resilience, and Momentum positions the company well for future success. As a global provider of innovative financial solutions, Wise PLC continues to cater to a diverse customer base worldwide, further enhancing its potential for sustained growth and market leadership.
Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
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