External broker reports(aggregated public sources), Sharekhan

Sharekhan

Sharekhan is India's leading broking house providing services from easy online trading, research to wide array of financial products. 

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External broker reports(aggregated public sources)

Equity Bottom-Up

<ul><li>Q3FY25 numbers were a mixed bag. Core operating performance was weak while asset quality trends were stable.</li><li>Earnings were higher than estimates mainly led by lower credit cost (~31 bps annualised).</li><li>Loan/deposit growth grew 12% y-o-y each. NIM fell by 16 bps q-o-q to 2.94% (owing to lower spreads &amp; higher interest income on bad loans recovery in the last quarter) resulting in weak NII growth (~3% y-o-y) which largely impacted the core PPoP growth (down 2% y-o-y).</li></ul><p><em>Content is external broker report sourced from online content aggregator through publicly available sources and is displayed below for general informational purposes only. Refer full disclaimer below.</em></p>

Q3FY25 numbers were a mixed bag. Core operating performance was weak while asset quality trends were stable.Earnings were higher than estimates mainly led by lower credit cost (~31 bps annualised).Loan/deposit growth grew 12% y-o-y each. NIM fell by 16 bps q-o-q to 2.94% (owing to lower spreads &amp; higher interest income on bad loans recovery in the last quarter) resulting in weak NII growth (~3% y-o-y) which largely impacted the core PPoP growth (down 2% y-o-y).Content is external broker report sourced from online content aggregator through publicly available sources and is displayed below for general informational purposes only. Refer full disclaimer below.

Bank of Baroda - Mixed Bag Q3, Asset Quality Stable

Bank Of Baroda

Bank of Baroda - Mixed Bag Q3, Asset Quality Stable