Smartkarma AI, Smartkarma

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Smartkarma AI

Smartkarma

Smartkarma unites the fragmented investment industry, connecting institutional investors, independent research providers, and corporates within a single network.

Research Reinvented

Equity Bottom-Up

Credit Suisse Group AG operates as a wealth management firm. The Company specializes in investment banking and offers wealth management activities aiming to capitalize on both the large pool of wealth within mature markets, as well as the significant growth in wealth in Asia Pacific and other emerging markets. Credit Suisse Group serves customers worldwide.

<ul>
 <li>Credit Suisse faced a terminal crisis of confidence following years of financial losses, risk management failures, and numerous scandals, culminating in its emergency acquisition by UBS in March 2023.</li>
 <li>The government-brokered takeover by its historic rival UBS for CHF 3 billion was executed to prevent a wider systemic collapse, effectively ending Credit Suisse's 167-year history as an independent institution.</li>
 <li>The bank's failure was rooted in a series of costly missteps, including massive losses from the collapses of Archegos Capital and Greensill Capital, which exposed deep-seated cultural and operational deficiencies.</li>
</ul>This content is AI-generated and displayed for general informational purposes only. Please verify independently before use.


  Credit Suisse faced a terminal crisis of confidence following years of financial losses, risk management failures, and numerous scandals, culminating in its emergency acquisition by UBS in March 2023.
  The government-brokered takeover by its historic rival UBS for CHF 3 billion was executed to prevent a wider systemic collapse, effectively ending Credit Suisse's 167-year history as an independent institution.
  The bank's failure was rooted in a series of costly missteps, including massive losses from the collapses of Archegos Capital and Greensill Capital, which exposed deep-seated cultural and operational deficiencies.
This content is AI-generated and displayed for general informational purposes only. Please verify independently before use.

Primer: Credit Suisse Group  (CSGN SW) - Nov 2025

Podcast with masters of the real life money maze, The Money Maze Podcast

The Money Maze Podcast

Podcast with masters of the real life money maze

The world of finance has a huge impact on all of us. This show aims to explore and unravel some of the mysteries surrounding the investing business, via interviews with masters of the real life money maze. Expect tips for mastering capital allocation, making better business decisions, strategies for taking your career to the next level, and revelatory profiles of leading industry figures. Whether you're a current or aspiring investment professional, a regular investor, or a student exploring career options, we hope you gain some helpful insights and enjoy the shows. Thank you for listening!

Cross Asset Strategy

<ul><li>Private assets, gold, and real estate are recommended for investment to recreate what our parents had financially</li><li>Private credit is reshaping wealth portfolios, with a shift towards insurance companies funding the majority of assets in private credit</li><li>The role of private credit has grown significantly post-financial crisis, with a focus on higher quality, lower risk assets and loans to hard assets such as infrastructure.</li></ul>This content is sourced through publicly available sources and has been machine generated. Information displayed is for general informational purposes only.

Private assets, gold, and real estate are recommended for investment to recreate what our parents had financiallyPrivate credit is reshaping wealth portfolios, with a shift towards insurance companies funding the majority of assets in private creditThe role of private credit has grown significantly post-financial crisis, with a focus on higher quality, lower risk assets and loans to hard assets such as infrastructure.This content is sourced through publicly available sources and has been machine generated. Information displayed is for general informational purposes only.

182: Private Credit: Hype, Hazard, or the Next Big Thing in Long-Term Growth? With Huw Van Steeni...

Independent research on the U.S. markets, Baptista Research

Baptista Research

Independent research on the U.S. markets

Baptista Research is an independent financial research house focused on the U.S. markets. We provide equity research as well as credit research reports on the top-listed U.S. companies with most of our focus on technology, consumer goods and services, automobiles, industrials, oil and gas, pharma, and healthcare. Our research has served more than 3000 institutional investors including mutual funds, hedge funds, banks, family offices, and various buy-side firms. We operate a research subscription service where institutions, as well as retail investors, can have priority access to all our research. We also have a wide distribution of our research reports across some of the top global financial platforms. Apart from equity research and credit research, we also provide advisory services with respect to mergers & acquisitions (M&A), private equity/ venture capital fundraising, valuation reports, and investment management services for corporates.
Baptista Research is owned and managed by Ishan Majumdar, an ex-Venture Capitalist/ Investment Banker, a Chartered Accountant, and a Masters’ degree holder in Management from HEC Paris. Ishan has nearly a decade of experience in Mergers and Acquisitions, Leveraged Buyouts (LBOs), Venture Capital Investing, Corporate Strategy, and Valuation in front-office roles at the likes of BNP Paribas CIB, Credit Agricole CIB, Groupe Danone, and TIW Private Equity. He has worked on and closed multiple acquisition deals, leveraged buyouts, and start-up investment transactions.

UBS Group AG provides financial services to private, corporate, and institutional clients. The Company offers investment, retail, and corporate and institutional banking, as well as holistic wealth management planning and asset management services. UBS Group also offers securities services such as fund administration and third-party fund management.

<ul>
<li>UBS Group AG reported a strong third quarter in 2024, demonstrating significant progress in its integration efforts following the acquisition of Credit Suisse.</li>
<li>The company posted a net profit of $1.4 billion, with underlying profit before tax (PBT) reaching $2.4 billion.</li>
<li>These results illustrate a 9% year-on-year increase in underlying revenues, highlighting the robustness of UBS's diversified business model and global scale.</li>
</ul>


UBS Group AG reported a strong third quarter in 2024, demonstrating significant progress in its integration efforts following the acquisition of Credit Suisse.
The company posted a net profit of $1.4 billion, with underlying profit before tax (PBT) reaching $2.4 billion.
These results illustrate a 9% year-on-year increase in underlying revenues, highlighting the robustness of UBS's diversified business model and global scale.


UBS Group: Leveraging Technological Integration For A Competitive Edge!

A Value Investing Journal, Acid Investments

Acid Investments

A Value Investing Journal

I love stonks and I love rambling. Sometimes, I feel it unfair to subject those around me with the inundation of my thoughts, so I tweet and I spill ink on here. Jokes aside, I love investing and edgy ideas; I hope to become a better investor and this is my journal to that end. I will be sharing value/special situations I come across organically or through other blogs/13F and I hope to provide a variant analytical view to said situations. I hope to receive constructive feedback and let’s grab some of dem benjamins together!

Thematic (Sector/Industry)

<ul><li>If anyone remembers, in the spring of last year, we had a banking crisis - multiple bank-runs that led to the some of the largest bank failures in US history.</li><li>Sparked by the bankruptcy of FTX, Silvergate was first hit by a bank run before the subsequent panic-induced domino-closure of three highly reputable banks - Silicon Valley Bank (SVB), NY based Signature Bank and lastly, First Republic Bank.</li><li>I still vividly remember the day, Peter Thiel “commanded his cronies” to pull their money out of SVB, ASAP; the stock gapped down bigly at opening and the rest is history.</li></ul>

If anyone remembers, in the spring of last year, we had a banking crisis - multiple bank-runs that led to the some of the largest bank failures in US history.Sparked by the bankruptcy of FTX, Silvergate was first hit by a bank run before the subsequent panic-induced domino-closure of three highly reputable banks - Silicon Valley Bank (SVB), NY based Signature Bank and lastly, First Republic Bank.I still vividly remember the day, Peter Thiel “commanded his cronies” to pull their money out of SVB, ASAP; the stock gapped down bigly at opening and the rest is history.

Thanksgiving musings: What's done extremely well over the last year???

Research and consultancy, Tabbush Report

Daniel Tabbush

Research and consultancy

Tabbush Report

We provide research and consultancy on Asian banks. Our focus is on what we call “Asian bank research, without the noise.” We are interested in the most critical swing-factors for banks, the NPL and credit cycle, and where we believe there is a gap between perception and reality. We often focus on the less studied components of bank financial statements.  Our research is highly thematic, sometimes examining unlisted banks and companies as a window on mainstream banks. 

Being independent allows us to look at smaller banks, often overlooked by others. Analysis of BIS bank guidelines in the context of Asia, is also a focal point, while we also analyze global banks operating in the region. We use what we believe is the most comprehensive, reliable financials database, SNL Financial. S&P Capital IQ augments our database, with corporate data and CEIC, with economics. 

Asian bank research, without the noise.

<ul>
<li>Weekly HFD for large US banks are turning positive in several areas, making the mosaic even stronger than if just as single series were improving</li>
<li>Loan growth for the largest US banks is now positive even if low, but moving from a negative rate of growth, the trajectory is a steady improvement</li>
<li>Loan loss reserves growth is lowering, suggesting bettering LGD and PD while large time deposit growth is down substantially, improving liquidity risk (which can impact credit)</li>
</ul>


Weekly HFD for large US banks are turning positive in several areas, making the mosaic even stronger than if just as single series were improving
Loan growth for the largest US banks is now positive even if low, but moving from a negative rate of growth, the trajectory is a steady improvement
Loan loss reserves growth is lowering, suggesting bettering LGD and PD while large time deposit growth is down substantially, improving liquidity risk (which can impact credit)


US Banks - Strong Weekly Balance Sheet Figures for Loans, Loan Loss Reserves and Time Deposits

Are we heading towards a banking contagion?