ENTITY
VCREDIT

VCREDIT (2003 HK)

121
Analysis
Financials • Hong Kong
VCREDIT is a technology-driven investment holding company primarily engaged in providing consumer financial services. The company facilitates loans between financial institutions and individual customers, offering credit products such as credit card balance transfer and consumption credit through online loan origination processes. It utilizes a proprietary "Hummingbird" risk management system. VCREDIT was founded in 2006 and is headquartered in Hong Kong.
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bearish•X Financial
•26 Sep 2018 11:18

X Financial IPO Trading Update - Sanity Prevails at Last

X Financial (XYF US) raised US$104.5m in its IPO after pricing near the low end of its range at US$9.5/ADR. I covered most aspects of the deal in...

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bearish•Meituan
•20 Sep 2018 06:04

IPO Trading Strategy: From Pop to Flop? A Deep-Dive on HK IPO Performance

Ahead of Meituan and Haidilao IPO launches, we have done a deep-dive analysis on one-week vs. long-term HK IPO performance - the results are stark...

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869 Views
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bearish•X Financial
•13 Sep 2018 14:40

X Financial IPO - Loan Book Contracting, Delinquencies Rising, Becoming a Single Product Company

X Financial (XYF US) plans to raise up to US$140m (including over-allotment) in its US IPO, down from its earlier reported target of US$250m.I...

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672 Views
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bullish•X Financial
•12 Sep 2018 05:05

X Financial IPO Preview: Good Company, Horrible Timing

X Financial (XYF US) is the largest P2P (peer-to-peer) lending platform offering credit card balance transfer loan products in China. X Financial...

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bearish•X Financial
•10 Sep 2018 16:49

X Financial Pre-IPO - Starting to Feel the Regulatory Pinch

X Financial (XYF US) plans to raise up to US$250m in its US listing. As it's another China-based P2P lender whose fate remains dependant on the...

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