In today’s briefing:
- Telecom Industry Snapshot- September 2025: Jio and Airtel Drive Data-Led Growth
- UPI’s Next Act: How Credit Lines Could Reshape India’s Retail Lending Landscape
- AUCTUS ON FRIDAY – 14/11/2025
- What’s News in Amsterdam – 14 November (Wolters Kluwer | E-commerce & Logistics)
Telecom Industry Snapshot- September 2025: Jio and Airtel Drive Data-Led Growth
- India’s telecom industry added 4.4 million new subscribers in September 2025, with Jio and Bharti Airtel driving broadband and 5G FWA expansion amid stable overall tele-density of 86.65%.
- Strong subscriber growth, rising broadband adoption, and rapid 5G rollout signal a structural shift toward a data-driven, high-speed ecosystem, reinforcing India’s position as the world’s second-largest telecom market.
- The sector is entering a mature digital growth phase, led by Jio and Bharti Airtel through broadband and 5G investments, while BSNL and Vifocus on recovery and market stabilization.
UPI’s Next Act: How Credit Lines Could Reshape India’s Retail Lending Landscape
- RBI and NPCI are rolling out the Credit Line on UPI (CLOU), allowing instant digital credit within UPI apps- effectively merging payments and lending.
- CLOU leverages India’s most trusted digital infrastructure to expand formal credit access, especially for new-to-credit consumers, and could be the foundation for a data-driven lending model.
- By combining UPI Credit Lines with a forthcoming Digital Payment Score (DPS), India may transition from a payments-led to a credit-led digital economy– redefining financial inclusion and retail lending economics.
AUCTUS ON FRIDAY – 14/11/2025
- ADX Energy (ADX AU)C; Target price of A$0.20 per share: A$3.5 mm funding boost ahead of busy activity programme – ADX has raised A$3.5 mm through a new equity placement at A$0.026 per share.
- Investors in the placement will also receive one option for every two new shares subscribed, exercisable at A$0.039 per share.
- The capital raise strengthens ADX’s balance sheet ahead of its 2026 work programme and effectively removes the funding overhang that had weighed on the stock.
What’s News in Amsterdam – 14 November (Wolters Kluwer | E-commerce & Logistics)
- Wolters Kluwer Legal & Regulatory has signed an agreement to acquire Libra Technology GmbH (Libra), a Berlin-based provider of AI technology for legal professionals, for up to EUR 90m, of which EUR 30m is an upfront payment with the balance being deferred consideration contingent upon reaching certain performance targets.
- Libra has developed the Libra AI assistant, an intuitive, best-in-class legal platform designed to help law firms and legal departments streamline broad research, drafting, review, and analytics use cases with accuracy and efficiency in a secure collaboration environment.
- Libra serves a substantial and rapidly growing customer base of law firms and corporate legal departments in Germany and other European countries.
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