- For the 4th quarter, PB Fintech reported a net income of 60.6 million rupees. This is noteworthy because there was a loss of 89.5 million rupees in the same period of the previous year.
- The income, however, missed estimates. Predictions had set it to be around 604.8 million rupees.
- Revenue generation was solid, standing at 10.9 billion rupees. This shows a year-on-year growth rate of 25%.
- This was better than the estimates, which had pegged the revenue at 9.82 billion rupees.
- Total costs incurred by the company amounted to 11.1 billion rupees, which was a 16% increase year-on-year.
- The Adjusted Ebitda had a significant prop up, with figures amounting to 690 million rupees. This is a huge positive shift from the previous year’s 280 million rupees.
- This comfortably exceeded estimates, which had predicated a loss of 125.7 million rupees.
- Advertising and promotion costs saw a significant decrease of 48% to 2.38 billion rupees year-on-year.
- Out of the 17 analysts, 11 gave a ‘buy’ rating to PB Fintech, 3 maintained a ‘hold’ stance and the remaining 3 gave ‘sell’ ratings.
A look at Policybazaar Smart Scores
| Factor | Score | Magnitude |
|---|---|---|
| Value | 2 | |
| Dividend | 1 | |
| Growth | 5 | |
| Resilience | 4 | |
| Momentum | 5 | |
| OVERALL SMART SCORE | 3.4 |
Smart Score is a compound score for the Company indicating its overall outlook. It is derived by taking an equally weighted average of underlying Factor scores computed by Smartkarma
Policybazaar, operated by PB Fintech Limited, is positioned well for long-term success based on its Smartkarma Smart Scores. With a high Growth score of 5 and Momentum score of 5, the company shows strong potential for expansion and upward movement in the market. This suggests that Policybazaar is actively growing and gaining traction, indicating positive future prospects.
While the Value score is moderate at 2, the company’s Resilience score of 4 reflects a solid ability to weather market fluctuations. Although the Dividend score is lower at 1, Policybazaar‘s focus on growth and momentum could overshadow this factor in terms of long-term performance. In summary, Policybazaar‘s strategic focus on growth and momentum positions it well for sustained success in the evolving financial services landscape.
Disclaimer: This article by Smartkarma is general in nature and based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Note that our articles may not factor in the latest price-sensitive company announcements or qualitative material.
While all reasonable care has been taken in the preparation, Smartkarma makes no assurance about the accuracy of any generated data or content. All content is indicative only and should be independently checked for accuracy and confirmed before use. Smartkarma accepts no responsibility for any loss or damage caused as a result of any inaccuracy or error within the Lab online tools or generated data.
Have feedback on this article? Concerned about the content? Get in touch with us directly.
💡 Before it’s here, it’s on Smartkarma
Sign Up for Free
The Smartkarma Preview Pass is your entry to the Independent Investment Research Network
- ✓ Unlimited Research Summaries
- ✓ Personalised Alerts
- ✓ Custom Watchlists
- ✓ Company Analytics and News
- ✓ Events & Webinars
