In today’s briefing:
- Citizens Financial Group: Strategic Approach to Competitive Market Forces to Maintain Profitability Without Compromising On Credit Quality!
- Lucror Analytics – Morning Views Asia

Citizens Financial Group: Strategic Approach to Competitive Market Forces to Maintain Profitability Without Compromising On Credit Quality!
- Citizens Financial Group reported its second quarter 2025 results, showcasing several financial highlights and strategic initiatives that reflect its current operational state and future outlook.
- The company experienced a 3.3% increase in net interest income (NII) quarter-over-quarter, mainly driven by a net interest margin (NIM) expansion of 5 basis points to 2.95%.
- There was also notable fee income growth of 10% linked quarter, paced by wealth management, card, and mortgage operations.
Lucror Analytics – Morning Views Asia
- UST yields declined 2-3 bps yesterday, amid limited macro news and ahead of the Fed’s expected 25-bp rate cut on Wednesday.
- The yield on the 2Y UST fell 2 bps to 3.54%, while that on the 10Y UST was down 3 bps at 4.04%.
- Equities rose to fresh record highs, with the S&P 500 and Nasdaq up 0.5% and 0.9%, respectively.
