CreditDaily Briefs

Daily Brief Credit: Citizens Financial Group: Strategic Approach to Competitive Market Forces to Maintain Profitability Without Compromising On Credit Quality! and more

In today’s briefing:

  • Citizens Financial Group: Strategic Approach to Competitive Market Forces to Maintain Profitability Without Compromising On Credit Quality!
  • Lucror Analytics – Morning Views Asia


Citizens Financial Group: Strategic Approach to Competitive Market Forces to Maintain Profitability Without Compromising On Credit Quality!

By Baptista Research

  • Citizens Financial Group reported its second quarter 2025 results, showcasing several financial highlights and strategic initiatives that reflect its current operational state and future outlook.
  • The company experienced a 3.3% increase in net interest income (NII) quarter-over-quarter, mainly driven by a net interest margin (NIM) expansion of 5 basis points to 2.95%.
  • There was also notable fee income growth of 10% linked quarter, paced by wealth management, card, and mortgage operations.

Lucror Analytics – Morning Views Asia

By Trung Nguyen

  • UST yields declined 2-3 bps yesterday, amid limited macro news and ahead of the Fed’s expected 25-bp rate cut on Wednesday.
  • The yield on the 2Y UST fell 2 bps to 3.54%, while that on the 10Y UST was down 3 bps at 4.04%.
  • Equities rose to fresh record highs, with the S&P 500 and Nasdaq up 0.5% and 0.9%, respectively. 

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